Plus find out how to avoid the rejection spiral, and improve your credit history. For extra help on specific issues, see the Low Credit Card Limit and Cancel Unused Credit Cards guides. If you don’t have a poor credit history, check out our other Credit Card guides.
Before you get one of these bad credit credit cards, there are a few things you need to know. Get this wrong and it can cost you large, so please read the following (even if you only have time to read and remember the headlines, it should help protect your pocket).
We all like to be rewarded for good behaviour – and here’s a card that does just that. Although the Aqua* Advance card starts by giving you a hideous 34.9% rep APR, it does give you a chance to lower it after a year. All you need to do is pay on time, and not bust your credit limit. But you should be trying to pay in full every month, so what interest rate you get shouldn’t really matter.
Plus, you’ll get a £20 Amazon voucher after two months, emailed to you within your third statement month, as long as you’ve used the card, paid on time and stayed within your limit. Helpfully, our eligibility calculator can tell you if you’re pre-approved for this card.
As it only pays cashback as a percentage of your spending, as a rule of thumb, if you think your annual spend on the card will be less than £4,000, you may be better off with one of the cards above. Our eligibility calculator can tell you if you’re pre-approved for this card.
Sota Acoustics Ltd is a company dedicated to the creation of a family of audio products that have an engineered approach. Branded Markaudio-Sota, one of its goals is to apply an All-Range audio driver technology with minimalist control networks.